COVID-19 Club cover - some basics Home Publications Articles COVID-19 - Club cover – some basics COVID-19 - Club cover – some basics Publications Steamship Mutual Published: April 02, 2020 Contact author Download article pdf Image In these difficult and uncertain times we appreciate that Members will have many questions concerning club cover. Whilst every case will depend upon its own facts, we attempt below to identify Rules which might apply in the present circumstances and to set out in general terms how those Rules operate. Club cover extends to the following:   Quarantine (Rule 25 xii *) The cost/ expense of: Disinfection of the entered ship or persons on board (including the cost of taking in fuel in quarantine, loading and discharging cargo, and victualling passengers and crew) Fuel consumed or towage in proceeding to and from and lying at any place solely in accordance with quarantine or public health order (“PHO”) Expenses [including additional wages eg overtime, and port charges etc] directly consequent upon deviating to a port or place of refuge (which includes eg a berth or anchorage within a port) and resuming the voyage thereafter. However: Note that such quarantine cover applies only to additional expenses (ie that would not have been incurred in any event), and only where the vessel is under, or the expenses are consequent upon quarantine or a public health order. We construe “quarantine” in this context widely enough to include a requirement of the port that the vessel isolate before it will be allowed to proceed to berth/ disembark crew etc, provided that requirement is directly related to Covid-19. However, where there are general restrictions a member should, as a matter of prudence, confirm with the relevant authority that they apply to its vessel. Furthermore, if the vessel proceeds to a port where it was known, or ought reasonably to have been known, that the vessel would be subject to quarantine, then there is no cover under this Rule (u