Skuld's Annual Review and Accounts 2016 (20.02.16-20.02.17) is now available. Skuld delivers a historically strong result with a bottom line of USD 51 million before members' credit. The contingency reserves stand at a record high USD 394 million. A strong result as we celebrate our 120th year "Teamwork, global personal service, careful growth and high-quality membership are key factors behind our outstanding performance", says President and CEO Ståle Hansen. "We share and face the challenges of our members and clients, understand their needs, and find solutions through close co-operation and teamwork." The future has just started Chairman of the Board, Klaus Kjærulff, says "Satisfying results, passionate management and staff, and active strategic planning drive Skuld forward. A result like this year's can only be achieved through hard work and quality service."