News 12 Jul, 2016 Report and Accounts 2016 The Club's Report and Accounts at 20 February 2016 have been published today and are available for download from our website. "Free reserves are up again, this time by some 13.5%, to a record $277 million and our combined ratio reflecting our operating performance has reduced from 97.4% to 83.6%." Please see the full report West P&I Report & Accounts 2016