MEMBER ALERT Shipowners Claims Bureau, Inc., Manager One Battery Park Plaza 31 st Fl., New York, NY 10004 USA Tel: +1 212 847 4500 Fax: +1 212 847 4599 https://www.american-club.com American Club Member Alert – April 9 , 20 20 1 APRIL 9, 2020 COVID-19: QUICK REFERENCE GUIDE The COVID-19 pandemic has created unprecedented challenges for Members over recent weeks, prompting queries relating to P&I cover over a range of operational scenarios, particularly as they concern the potential for claims involving passengers and crew. The attached COVID-19 Quick Reference Guide provides a list of frequently asked questions which highlight commonly encountered issues and how Club cover would respond to them. It can be found at: https://www.american-club.com/files/files/COVID-19_quick_reference_guide.pdf Members are recommended to review this information and contact the Managers should any further information or guidance be required. April 2020 www.american-club.com The global outbreak of COVID-19 has created new challenges for Members, raising several queries relating to the operation of P&I cover vis-à-vis COVID-19. The following list of Q&As has been designed to highlight the most commonly encountered issues and how Club cover would respond thereto. We recommend that Members review this information and contact the Managers for any further guidance and information. Are crewmembers who fall ill or die due to COVID-19 covered under the Member’s P&I cover? There are no exclusions from P&I cover for COVID-19 related crew illnesses or deaths. A crewmember who is ill or dies due to COVID-19 infection during his/her period of employment would be treated in the same way as in the case of any other illness or death claim. If a crewmember contracts COVID-19 during his/her trip to join the vessel or during his/her repatriation trip following the expiry of his/her contract of employment, would such claim fall under the Member’s P&I cover? If COVID-19 is contracted by a crewmember while traveling from his/her home country to the vessel or from the vessel back to his/her home country, the Member’s liability and expenses arising under the applicable law of the employment contract may be recoverable from the Club. Are diversion expenses covered, if it is necessary to put in to land for medical treatment a crewmember or passenger who has fallen ill due to COVID-19? As with any illness requiring the vessel to divert, such expenses would fall under Club Rules, Class I, Rule 2, Section 12, Diversion Expenses. Cover is limited to those additional costs listed in the Rule (i.e. bunkers, insurance, stores and provisions) and only to the extent that the additional costs represent a net loss to the Member over and above costs that would have ordinarily been incurred absent the diversion. Members should check with their local agent and Club correspondent in advance to ensure that they are able to obtain the necessary medical assistance and are allowed to discharge any ill crewmember or passenger at the port to which it is intended to divert. What costs are covered under the Club’s Quarantine Expenses rule? Provided there is an outbreak of a disease, such as COVID-19, onboard a vessel, the Member will be covered for extraordinary expenses incurred as a result of the outbreak, costs consequent upon the quarantine of the vessel and the costs of disinfecting the vessel or persons as set out in Club Rules, Class I, Rule 2, Section 11, Quarantine Expenses. When a crewmember’s con