Emergency Contact Combined Ratio Home Latest updates Publications Combined Ratio 30 Sept 2016 Download page as PDF Sign up for alerts Combined Ratio The combined ratio at the half year stage stands at 98.1% (budget: 99.1%). However, it is always difficult to predict the full outcome as there is a considerable degree of volatility, particularly in larger claims. Share: Share: Back to top Latest insights 21 Apr 2026 Annual Report 2025 View article Annual Report 2025 20 Apr 2026 Employers' Liability Register View article Employers' Liability Register 23 Feb 2026 年规则 2026 View article 年规则 2026 Sign up for alerts