Skuld has now created one common set of regulations - Optional Covers Terms & Conditions - for products previously offered as separate additional covers. Optional Covers Terms & Conditions are designed for insurance of risks falling outside of the scope of traditional P&I cover. Optional Covers will be defined in the Certificate of Optional Cover which will be issued together with the Certificate of Entry/Certificate of Insurance. The Certificate of Optional Cover incorporates the Optional Cover Terms & Conditions. Optional Covers Terms & Conditions can be added to the mutual P&I cover, Owners Fixed P&I cover and Charterers cover. Optional Covers Terms & Conditions do not apply to offshore cover, which is offered separately under Offshore Terms & Conditions. It is a pre-condition for purchasing an optional cover that the vessel is entered/insured with Skuld. Optional covers remain discretionary and are only offered with Skuld’s consent. Skuld’s Optional Covers Terms and Conditions have now been published on our website. Please, see  Conditions .