Skuld's Renewal Circular 2015 provides you with an operational update, financial overview and general information about the requirements and risk evaluation for the upcoming renewal at 20 February 2015. The information is of general nature and applicable to all covers provided by Skuld P&I including policies renewed throughout the policy year 2015/16. When the reinsurance costs and other P&I premium allocations for our mutual members are known, Skuld will issue a separate circular outlining the final allocations. Please see the attached document for full details .