Circular to all members At the Annual General Meeting of Skuld Mutual Protection and Indemnity Association (Bermuda) Limited ("the Bermuda Association") held at Four Seasons Resort and Residences, Napa Valley, California on 16 June 2023, members and clients received reports on matters of importance to the Bermuda Association's business and annual elections were held. Financial Year 2023 The financial reports for the Bermuda Association for the year ending 20 February 2023 were approved by the Annual General Meeting. Elections Elected members of the Board of Directors of the Bermuda Association: Re-elected for a two-year period until 2025: Klaus Kjærulff Catherine Cheung Eivind Eidesvik Martin Larsen Trygve Seglem Ann-Marie Åström Re-elected for a one-year period until 2024: Bernt O. Bodal The following are not up for election until 2024: Erik Hånell Terje Hj Michelsen Gerard Patronis Uta Urbaniak-Sage The Annual General Meeting re-elected Mr Klaus Kjærulff as Chairman of the Board for a period of one year until 2024. Further, the Annual General Meeting re-elected Mr Martin Larsen and Mr Terje Hj Michelsen as Vice-Chairmen of the Board for a period of one year until 2024. After the elections, the Board of Directors of Skuld Mutual Protection and Indemnity Association (Bermuda) Limited comprises: Klaus Kjærulff, Chairman Martin Larsen, Vice Chairman Terje Hj Michelsen, Vice Chairman Bernt O. Bodal Catherine Cheung Eivind Eidesvik Erik Hånell Gerard Patronis Trygve Seglem Uta Urbaniak-Sage Ann-Marie Åström   Yours faithfully, Ståle Hansen President and CEO Assuranceforeningen Skuld (Gjensidig)